![]() If a patient does not have insurance and cannot pay in full at time of service our policy is to offer a 30% discount off the total exam charge.” In a statement, Eldredge said of their self-pay discount: “This amount varies depending on the modality "exam". He says sometimes the cash discount is less expensive, sometimes it’s more – it just depends on a patient’s insurance plan. Chief Operations Officer Charles Eldredge tells 7Investigates self-pay prices are offered to people without insurance initially, but if for some reason an insured person chooses not to use it they can pay the self-pay price. Imaging Center of Idaho, where the Hursts got X-rays done, calls their discount a “self-pay” discount.You can also check the county assessor's website and search your property to make sure no one has tried to change the property address, title, or tax records. ![]() If you live near a property you own, especially if it is vacant, drive by or have someone check on it occasionally. That way you can set up alerts, as Madhu did, and be notified if there's a status change. You can claim and prove the property is yours on third-party selling sites. ![]() If you're a home or property owner, keep tabs on your land. They're specifically focused on creating a sheet detailing and tracking vacant land to help sellers know which properties may have a higher fraud risk and help title companies with verifying the identity of someone claiming to own vacant land. Watson tells the Let Joe Know team they are putting together a task force with several title companies. Madhu tells us he still has trust in the system but wants more due diligence before a property is listed to make it harder for fraudsters to take advantage. "Maybe there's nobody necessarily paying attention to the property as much so vacant lots are really what they want, what the perpetrators have been looking after and trying to sell with fraudulent deeds," Salgat explained. Salgat says vacant lots may be especially appealing to fraudsters. Salgat says fraudsters will likely make up an emotional story or reason why they need to sell the property quickly and for cash. She says scammers posing as the owners of a property will often say they're out of state and can't meet the Realtor in person. Nikki Salgat, general counsel for the Arizona Association of Realtors, warns of increased reports of fraud or scams. "It's pretty rampant right now across the United States." While Madhu raised the red flags in this case, Watson says most fraud is caught by title companies. "The ultimate gatekeeper is the title company because they're the ones that are actually going to be collecting all the identification paperwork or whatever ID cards, do the notarization," Watson explained. Watson says they were duped by the fraudster posing as Madhu as well. He's general counsel for My Home Group which is the brokerage associated with the selling agent. within 24 hours it was canceled," said Dax Watson. They quickly contacted the Realtor listed as the seller's agent and the title company involved in the transaction. One of Madhu's friends, and Realtor, started digging for information. "Somebody took time to fill up like seven pages, signed my fake signature." A scammer was posing as Madhu trying to sell the vacant lot for cash quickly. "This is crazy," Madhu said about finding the listing. Not only was it for sale, but the listings stated an offer was accepted but back-ups were welcome. He found his property listed on multiple online sites. "I got a notification from Zillow saying that, 'hey, one of the properties that you own, the status changed on the property,'" Madhu recalled. Madhu says he never had plans to sell the lot, so when he received a notification, it was a big shock. He's owned the Phoenix lot for about 13 years and plans to build a home there or pass on ownership to his family. A 'For Sale' sign was placed in the ground at the vacant lot Madhu Sakthivel owns, only he didn't agree to it being there.
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